Article Written By: Lauren Hoeffel If you’ve ever been hospitalized unexpectedly, you know how fast medical bills can add up — even if you have primary medical insurance. One of the most common questions is: “What exactly does hospital sickness insurance cover, and is it worth it?”  In this guide, we’ll break it all down…

Article Written By: Lauren Hoeffel If you’re wondering whether accident insurance is worth the investment, you’re not alone.   Every year, millions of people face unexpected injuries that come with major financial burdens. At the same time, many are unsure what accident insurance covers, how much it costs, and whether it overlaps with other forms of…

Article Written By: Lauren Hoeffel If you’ve ever looked into life insurance, you’ve probably heard there are two main types: term and whole life. While whole life insurance tends to get a lot of attention for its savings component, term life insurance remains the most popular choice—for a good reason. So, let’s break it down.…

Article Written By: Lauren Hoeffel When it comes to life insurance, there’s no shortage of options. But if you’ve been researching policies, one question keeps popping up: What are the benefits of whole life insurance—and is it worth it?   This article will explain the key features of whole life insurance, explain how it differs from…

Article Written By: Lauren Hoeffel An Honest Breakdown of What Determines Your Cost If you’ve ever looked into getting life insurance, chances are you’ve asked the same question as most people: “How much is it going to cost me?” And the most accurate answer is—it depends. The price of life insurance isn’t a one-size-fits-all number.…

Article Written by: Lauren Hoeffel If you’re like most people, you probably have some form of life insurance through your job. According to a study, 54% of U.S. workers report having life insurance through their workplace. It’s a benefit many employers offer, and for good reason: it gives employees peace of mind and helps companies…

June is a special month—it’s a time to honor fathers and raise awareness about men’s health. As a father, provider, and protector, your well-being is essential not only for your own life but for the lives of those who depend on you. At the Family Security Plan®, we believe protecting your health and legacy go…

Article Written By: Lauren Hoeffel Understanding the Real Consequences for Young Adults and New Parents You might be here because you’ve wondered: “Do I need life insurance?” or “What happens to my family if I die without it?”  These are smart, responsible questions—you’re not alone in asking. Whether you’re just stepping into adulthood, starting a…

Article Written By: Lauren Hoeffel Life can change in an instant. One moment, you are healthy and working toward your goals, and the next, you may find yourself facing a serious illness. It’s easy to think ‘it can’t happen to me’ — and you’re likely right. If you’re in good health, you’re doing your best…

Article Written By: Lauren Hoeffel John sat at the kitchen table, staring at a stack of bills. Among them was an insurance brochure that had recently arrived in the mail.   At 35, with a wife and two kids, he knew it was time to consider life insurance. But like many people – and maybe yourself…

Article Written By: Lauren Hoeffel Life insurance is a way to protect your family financially when you pass away. Let’s explore what it is, the different types, and how to choose the right one for your needs. What is Life Insurance? Life insurance is a contract between you and an insurance company. You pay regular…

Article Written By: Lauren Hoeffel Insurance is like a safety net. It helps protect you and your family when something unexpected happens. If a parent gets sick, hurt, or passes away, insurance can help pay for essential things, from bills and groceries to college tuition and mortgage payments but, what if your family doesn’t have…

Every day, nurses show up with strength, compassion, and an unshakable commitment to others. Whether it’s comforting a patient, coordinating care, or advocating behind the scenes, nurses are the heartbeat of healthcare. During National Nurses Week, we don’t just say “thank you”—we encourage nurses to reflect on their own well-being, too. Because self-care isn’t selfish.…

Creating a budget can seem daunting, but it’s a crucial step in taking control of your finances. A well-crafted budget helps you manage your money effectively, achieve your financial goals, and reduce stress. In this post, we’ll explore five simple ways to create a budget that works for you. 1. Identify Your Income and Expenses…

March is National Nutrition Month, a time to focus on the power of good nutrition and how it impacts our health, energy, and future. Established by the Academy of Nutrition and Dietetics, this annual observance encourages people to make informed food choices and develop healthy eating habits that last a lifetime. Why Nutrition Matters Good…

Heart disease continues to be the leading cause of death in the United States, claiming over 700,000 lives every year. According to the CDC, Black Americans face a higher risk due to several factors, including barriers to accessing healthcare, a greater likelihood of hypertension, and the impact of social determinants of health.1 This February, as…

You have recently gotten married – congrats! and as you begin your new life together, it’s essential to consider your financial future and protect your loved one. Life insurance is a very important aspect of financial planning, especially for newlyweds. Why Do NEWLYWEDS NEED LIFE INSURANCE? Life insurance provides financial security for your spouse and…

When we think about gifts, the first things that come to mind are often wrapped in shiny paper or tied with a bow. But the gifts that matter are rarely material; they’re about what we can give that supports, uplifts, and lasts a lifetime. This holiday season, consider the impact of giving security, protection, and…

Each November, men worldwide grow mustaches to spark conversations and raise awareness about critical issues surrounding men’s health. Movember is more than just facial hair, it’s a global movement dedicated to addressing the biggest health challenges men face- mental health, suicide prevention, prostate cancer, and testicular cancer. Key Men’s Health Issues Address by Movember: 1.…

Every October, we celebrate Health Literacy Month and Breast Cancer Awareness Month. It’s time to recognize the importance of making health information easy and understanding the health care system easier to navigate. Empowerment Through Awareness Empowerment begins with awareness. By educating yourself and others about critical illnesses, health literacy, and self-advocacy, you’re not only taking…

Don’t let summer slip away without a little extra family fun! Save money on last-minute travel this month and make the most of the back-to-school season. 1. Be Flexible If you can be flexible with your dates, you may be able to get great weekday rates that are much cheaper than the weekends. Many destinations…

There’s nothing like the smell of a grill on a warm summer day! It’s the perfect time for families and friends to gather and enjoy backyard games and grilled cuisine. It’s also that time of the year when we hear about injuries sustained from unsafe practices related to outdoor cooking accidents. It’s important to maintain…

June is Men’s Health Awareness Month! Men are at a higher risk for many serious diseases such as heart disease, lung cancer, and HIV. By raising awareness around the topic of men’s health, we can work together to improve men’s health by talking about preventative screenings and regular health care for men of all ages.…

As a woman who has navigated the corporate world for over 25 years, my journey in leadership has been both exhilarating and challenging. It all began with a simple print ad seeking a “Spicy Trainer” – a role that immediately piqued my interest and ignited a passion within me. Little did I know that this…