Retirement
Life Insurance vs. Emergency Fund: Why You Likely Need Both
Article Written By: Lauren Hoeffel When it comes to financial security, two of the most common tools people talk about are life insurance and an emergency fund. But here’s a question I hear all the time: “If I have an emergency fund, do I really need life insurance? Or if I have life insurance, do…
Read More about Life Insurance vs. Emergency Fund: Why You Likely Need BothWhat Impacts the Price of a Critical Illness Policy?
Article Written By: Lauren Hoeffel When you start looking into critical illness insurance, one of the very first questions people ask is: “How much is this going to cost me?” It’s the natural question, and an important one. After all, you don’t want surprises when it comes to protecting yourself or your family. But here’s…
Read More about What Impacts the Price of a Critical Illness Policy?Why Do People Stop Paying Their Life Insurance Premiums – And Why Staying Committed Puts You Ahead
Article Written By: Lauren Hoeffel What’s in this article? Why Do So Many People Stop Paying Life Insurance Premiums? Why Stay Past the First 100 Days Matters The Real Cost of Stopping Early When people first buy life insurance, they often feel a wave of relief. They’ve finally taken the step to protect their family’s…
Read More about Why Do People Stop Paying Their Life Insurance Premiums – And Why Staying Committed Puts You AheadWhy Some Term Life Insurance Policies Don’t Pay Out: The Questions You’ve Always Wanted Answered
Article Written By: Lauren Hoeffel What’s in this article? Top 5 Reasons Term Life Insurance Doesn’t Pay Out Myths About Why Life Insurance Doesn’t Pay What You Can Do to Protect Your Family When people buy term life insurance, they expect peace of mind. After all, the whole point is to know that if something…
Read More about Why Some Term Life Insurance Policies Don’t Pay Out: The Questions You’ve Always Wanted AnsweredThe Top 5 Mistakes People Make with Disability Insurance (and How to Avoid Them)
Article Written By: Lauren Hoeffel If you’re researching disability insurance, you’re already ahead of the game. Most people never stop to ask, “What would happen if I couldn’t work for months—or even years—because of an illness or injury?” However, once you start researching disability insurance, it doesn’t take long to realize that it can be…
Read More about The Top 5 Mistakes People Make with Disability Insurance (and How to Avoid Them)Whole Life Insurance: How Cash Value Impacts Your Premium
Article Written By: Lauren Hoeffel What’s in this article? What Is Whole Life Insurance? What Exactly Is Cash Value? How Cash Value Impacts Your Premium How You Can Use Your Cash Value Common Misconceptions About Cash Value and Premiums Who Should Consider Whole Life? When people start researching whole life insurance, one of the…
Read More about Whole Life Insurance: How Cash Value Impacts Your PremiumWhy Are So Many Americans Canceling Their Life Insurance?
Article Written By: Lauren Hoeffel Why is life insurance—once a cornerstone of financial security—falling out of favor in 2025? More Americans than ever are canceling both term and whole life insurance policies—not just those struggling financially, but families, retirees, and professionals as well. Let’s break down why this is happening—and what it means for you…
Read More about Why Are So Many Americans Canceling Their Life Insurance?One of the Most Important Conversations You Will Ever Have Is Most Likely One You Never Think About
Article Written By: Lauren Hoeffel When was the last time you sat down with your family to talk about life insurance? Chances are, the answer is never. Most people will openly talk about careers, vacations, home renovations, or even their favorite new streaming show—but when it comes to planning for what happens after we’re gone,…
Read More about One of the Most Important Conversations You Will Ever Have Is Most Likely One You Never Think AboutThe Love Letter You Can Leave Behind: Why Life Insurance Is the Ultimate Act of Love
Article Written By: Lauren Hoeffel No one likes to think about dying. It feels uncomfortable, even morbid. But here’s the truth: death isn’t really about us. It’s about the people we leave behind. And when it comes to protecting them, life insurance may be the most selfless and loving decision you can ever make. Yet…
Read More about The Love Letter You Can Leave Behind: Why Life Insurance Is the Ultimate Act of LoveWhat Happens If Your Paycheck Stops Tomorrow? A Guide to Protecting Your Family’s Future
Article Written By: Lauren Hoeffel What’s in this article? The Truth About Savings: How Long Could You Last? Isn’t Life Insurance Just for Funeral Costs? How Much Life Insurance Do I Need? What’s the Difference Between Term and Whole Life Insurance? Isn’t it Too Expensive? Why Taking Action Now Matters A Guide to Protecting…
Read More about What Happens If Your Paycheck Stops Tomorrow? A Guide to Protecting Your Family’s Future