Insurance
The Modern Member’s Financial Journey: How Credit Unions Can Walk Beside Them Every Step of the Way
Article Written By: Lauren Hoeffel If you work at a credit union, you’ve probably heard some version of this from members: • “I’m doing everything right… Why do I still feel behind?” • “Should I pay off debt first or start investing?” • “Is buying a home even realistic anymore?” • “What should I do…
Read More about The Modern Member’s Financial Journey: How Credit Unions Can Walk Beside Them Every Step of the WayWhy Do Men Avoid Life Insurance Until It’s Too Late?
Article Written By: Roberto Aponte For many men, life insurance falls into the category of “I’ll deal with it later.” It’s not exciting. It’s not urgent. And if you’re healthy, working, and providing for your family, it’s easy to assume you have plenty of time to figure it out. But here’s the reality: many families…
Read More about Why Do Men Avoid Life Insurance Until It’s Too Late?Why Accident Insurance Deserves a Place in Your Financial Plan
Accidents are the leading cause of emergency room visits in the United States. They happen to careful people, healthy people, and people who were simply trying to get through an ordinary day. Despite that reality, many people build financial plans that account for retirement, vacations, and home repairs—but not unexpected injuries. Article Written By: Roberto…
Read More about Why Accident Insurance Deserves a Place in Your Financial Plan6 Reasons You Should Consider Buying Life Insurance
Article Written By: Lauren Hoeffel What’s in this article? You Want to Protect Your Family’s Financial Future You Have Debts That Won’t Disappear You Want to Cover End-of-Life Costs You Want to Leave a Legacy It’s Cheaper (and Easier) When You’re Younger and Healthier Common Objections (and Honest Answers) Life insurance can be one of…
Read More about 6 Reasons You Should Consider Buying Life InsuranceYour income is your biggest asset. So why does almost nobody protect it?
Most people insure their car, their home, and their phone. Almost nobody insures their paycheck. We have somehow decided that a cracked screen is a financial emergency worth planning for. A year without income is not. Article Written By: Roberto Aponte What’s the biggest financial asset most people have? Most people say their house. They’re…
Read More about Your income is your biggest asset. So why does almost nobody protect it?Hospital bills are eating families alive. There’s a simple answer, and almost nobody is selling it.
The average hospital stay costs $3,025 per day. Your health insurance will cover some of that. The rest lands on you. And somehow, the financial planning industry has decided this is not worth discussing. Article Written By: Roberto Aponte How bad are hospital costs really, even with health insurance? Bad enough that “I have insurance”…
Read More about Hospital bills are eating families alive. There’s a simple answer, and almost nobody is selling it.Critical Illness Insurance Is the Most Underrated Product in Your Portfolio
Article Written By: Roberto Aponte If I asked most financial advisors to rank their product priorities, critical illness insurance would probably land somewhere around fifth or sixth, below life, disability, long-term care, and maybe annuities. And that ranking says a lot about what’s wrong with the industry’s approach to protection. Here’s the reality: a cancer…
Read More about Critical Illness Insurance Is the Most Underrated Product in Your PortfolioIs Whole Life Insurance Worth It? Here’s an Honest Answer
Article Written By: Roberto Aponte You’ve heard two opposite things about whole life insurance. One financial advisor says it’s the smartest move you can make. Another says it’s a ripoff. Both sound confident. Both have a reason to say what they say. So, who’s right? It depends on your situation. This article gives you a…
Read More about Is Whole Life Insurance Worth It? Here’s an Honest Answer