Life Insurance
The Hidden Costs of Whole Life Insurance You Need to Know About
Article Written By: Lauren Hoeffel When you’re looking for life insurance, few products sound as reassuring as whole life insurance. It promises lifetime coverage, a guaranteed death benefit, and even a built-in savings component that grows over time. What could go wrong? Plenty — if you don’t know what you’re getting into. Whole life insurance…
Read More about The Hidden Costs of Whole Life Insurance You Need to Know AboutHow Much Does Hospital Sickness Insurance Cost Per Month?
Article Written By: Lauren Hoeffel If you’ve ever had a hospital stay — even a short one — you probably know how quickly the bills can pile up. Between deductibles, copays, and non-covered expenses, a single hospital visit can throw a serious wrench into your budget. That’s where hospital sickness insurance comes in. But let’s…
Read More about How Much Does Hospital Sickness Insurance Cost Per Month?Why Some Financial Experts Say to Avoid Whole Life Insurance
Article Written By: Lauren Hoeffel When you start looking into life insurance, you’ll quickly run into two camps of advice: • Some experts call whole life insurance one of the most reliable ways to protect your family and build wealth. • Others call it one of the biggest financial mistakes you can make. So, who’s…
Read More about Why Some Financial Experts Say to Avoid Whole Life InsuranceWhy Whole Life Insurance is More Expensive – And When It’s Worth It
Article Written By: Lauren Hoeffel When people start shopping for life insurance, one of the first questions that comes up is: “Why is whole life insurance so much more expensive than term life?” It’s a fair question. At first glance, the price difference can feel shocking. A term policy for $500,000 might only cost $30…
Read More about Why Whole Life Insurance is More Expensive – And When It’s Worth ItWhen Whole Life Insurance Doesn’t Make Financial Sense
Article Written By: Lauren Hoeffel When most people start exploring life insurance, they quickly run into two terms: term life insurance and whole life insurance. Term insurance is usually straightforward — coverage for a set number of years at a relatively low cost. Whole life, on the other hand, is often presented as the “forever”…
Read More about When Whole Life Insurance Doesn’t Make Financial SenseA Side-by-Side Review of Our Whole Life Plans vs. Competitors
Article Written By: Lauren Hoeffel When people start shopping for life insurance—especially whole life insurance—one of the first questions they ask is: “How does your plan compare to the competition?” It’s an honest question. And let’s be even more honest—most companies don’t want to answer it directly. They’d rather talk about their benefits in isolation,…
Read More about A Side-by-Side Review of Our Whole Life Plans vs. CompetitorsCritical Illness vs. Health Insurance: Why the Prices Vary
Article Written By: Lauren Hoeffel What’s in this article? What Does Health Insurance Really Cover? What Does Critical Illness Insurance Do? Why Do The Prices Vary So Much? Who Benefits Most From Critical Illness Insurance? When people first hear about critical illness insurance, a common question immediately follows: “How is this different from my health…
Read More about Critical Illness vs. Health Insurance: Why the Prices VaryWhat Is Disability Insurance? Everything You Need to Know
Article Written By: Lauren Hoeffel What’s in this article? What is Disability Insurance? Why Do People Need Disability Insurance? How Does Disability Insurance Work? What’s Considered a Disability? How Much Does Disability Insurance Cost? Do You Already Have Coverage? Common Myths About Disability Insurance How to Choose the Right Disability Insurance Policy Is Disability Insurance…
Read More about What Is Disability Insurance? Everything You Need to KnowDisability Insurance vs. Workers’ Compensation: What’s the Difference?
Article Written By: Lauren Hoeffel What’s in this article? What is Workers’ Compensation? What is Disability Insurance? The Big Differences Between the Two Common Myths How to Decide on the Right Disability Coverage If you’ve ever wondered whether workers’ compensation and disability insurance are the same thing, you’re not alone. At first glance, they both…
Read More about Disability Insurance vs. Workers’ Compensation: What’s the Difference?What Happens When a Family Member Gets Cancer?
Article Written By: Lauren Hoeffel What’s in this article? The Reality of a Cancer Diagnosis Where Life Insurance Fits In How Critical Illness Insurance Helps The Emotional Relief of Financial Protection Questions Families Often Ask When someone in your family is diagnosed with cancer, life changes in an instant. Suddenly, your everyday worries—what to make…
Read More about What Happens When a Family Member Gets Cancer?