PFP Privacy Policy

Schmitt-Sussman Enterprises, Inc. (“PFP”) strives to be completely transparent with how we collect and use information we gather about you on this site. Your privacy is important to us and we respect your preferences.

This Privacy Policy (“Privacy Policy”) explains how PFP uses personal information (“Personal Information”) and applies to all users who access, view, visit, download or otherwise interact with (the “Site”). By visiting the Site, you are accepting the practices described in this Privacy Policy. If you do not agree to PFP’s practices, do not access, view, visit, download, or otherwise interact with the Site. If you have any questions or comments concerning the Privacy Policy, please contact us using the following page You can also contact PFP via postal mail at 34 Prindle Hill Rd., Orange, CT 06477.

“Personal Information” is information that can be used to identify, locate, or contact an individual. In general, you can visit the Site without identifying yourself or revealing any Personal Information. At your option, there are times that PFP will collect the following types of Personal Information:

Contact Information. Contact Information allows PFP to communicate with you. Contact Information includes, but is not limited to, your name, valid email address, phone number, full postal address, or other information about yourself that you provide.

Personal Consultation Requests. In order to fulfill your requested Personal Consultation, PFP will collect your Contact Information and information regarding whether you belong to any credit union(s), which insurance products you are interested in, whether you have any Family Security Plan® policies in place, or other information about yourself that you provide.  

PFP only obtains Personal Information from you if you provide it to PFP by contacting PFP or by requesting a Personal Consultation from PFP. PFP may use and store Personal Information provided by you to help it improve its services to you, to provide you with the information you have requested, to respond to your questions, and for other internal purposes. PFP does not sell your Personal Information to any organization. Notwithstanding the foregoing, your Personal Information may be shared with agents or contractors of PFP or other entities in connection with services that these individuals or entities perform for PFP. PFP may also use your Personal Information for disclosures that are required by law.

To determine the appropriate retention period, PFP considers the type and volume of the information, the negatives that can result from unpermitted access to such information, why PFP gathers such information and the availability of achieving the goals of such gathering through alternative means.

PFP strives to use commercially acceptable means to protect your Personal Information, however, no method of transmission over the Internet, or method of electronic storage, is 100% secure and therefore PFP cannot guarantee absolute security of your Personal Information. PFP strives to maintain a system that reasonably safeguards Personal Information and has put in place appropriate security measures to accomplish the foregoing.

In some cases, PFP may indirectly collect information that is not Personal Information (“Non-Personal Information”). PFP collects the following types of Non-Personal Information:

  • The type of internet browser, operating system and service provider you are using;
  • The country and city you are in when you access the Site; and
  • The language in which you view the Site.

In addition, PFP implements cookies to collect certain types of Non-Personal Information. Cookies store user information and track user activities. Cookies do not collect Personal Information, unless you supply it.

PFP uses cookies for the following reasons:

  • To collect information regarding the usefulness of the Site, the effectiveness of the Site’s navigational structure, and for behavioral marketing purposes, all of which help PFP improve and develop enhancements for the Site;
  • To run Google websites and Google’s ads-related products to allow PFP to include functions such as reading a user’s Google preference settings, securing and verifying a user’s identity, making advertisements more engaging for users, and helping identify the state of a browsing session; and
  • To allow users to Follow Us and Like US on PFP’s Facebook page through the Site.

Any Non-Personal Information, material, suggestions, ideas, concepts, know-how, techniques, questions, comments or other communication you transmit or post to the Site in any manner, or any other modes of communication from you to PFP, is and will be considered non-confidential and non-proprietary ("User Communications"). PFP, each of its affiliates and/or their designees may use any or all User Communications for any purpose whatsoever, including, without limitation, reproduction, transmission, disclosure, publication, broadcast, development, manufacturing and/or marketing in any manner whatsoever for any or all commercial or non-commercial purposes. PFP may, but is not obligated to, monitor or review any information you provide through the Site. PFP shall have no obligations to use, return, review, or respond to any requests, information, questions, material, comments, submissions or other communications through the Site. You are prohibited from posting or transmitting to or from the Site any unlawful, threatening, libelous, defamatory, obscene, offensive, pornographic, or other material that would violate any law. PFP will have no liability related to the content of any such communications, whether or not arising under the laws of copyright, libel, privacy, obscenity, or otherwise.

PFP does not currently respond to Do Not Track signals.

From time to time, the Site may contain links to other Websites. If you use these links, you will leave the Site. The privacy policy of such other Websites govern the information collection and dissemination practices occurring on such Websites. We encourage you to read and understand those Websites' policies prior to using those Websites. Neither PFP nor its affiliates are responsible for the privacy practices or the content of such Websites.



The site is intended for adults. PFP does not knowingly or intentionally collect personal information from anyone under the age of 18. If you are under the age of 18, please do not send PFP any personal information. If you know of anyone under the age of 18 who has provided PFP with information, please contact us immediately and PFP will remove the information.

PFP may, from time to time, in PFP’s sole, absolute, and unfettered discretion, update this Privacy Policy to clarify its practices or to reflect new or different privacy practices. PFP encourages all users to periodically review the Privacy Policy. You are bound by any changes to the Privacy Policy when you use the Site after such changes have been first posted.

If you have questions or suggestions, you may contact PFP by using the following page.