What is Disability Insurance and why do I need it?
Individual disability insurance is a type of insurance that provides income replacement if you become disabled and are unable to work.
It typically covers a portion of your income up to a maximum amount, and you can choose the length of time that the policy will pay out.
You’re cruising through life, taking care of business as usual, when suddenly an unexpected accident or illness hits you.
Next thing you know you’re unable to work and the paychecks stop rolling in.
If you don’t have savings to fall back on, the impact on your family’s finances can be devastating.
With The Family Security Plan® Disability Insurance…
You can rest assured knowing that you have a safety net to rely on as you focus on your recovery.
Disability Insurance can help replace up to 60-70% of your paycheck while you are unable to work.
This can help you pay for expenses, such as… your mortgage or your rent, utilities, groceries, and other necessities.
How much does Disability Insurance cost?
The cost of individual Disability Insurance varies depending on factors such as… your age, your occupation, and your income and your overall health, but on average, a healthy individual can expect to pay 1-3% of their income.
Look… no one plans on being unable to work, and accidents happen. Don’t you want to be financially stable if something were to happen to you tomorrow?
Protect tomorrow’s future today.