The Benefits of Accident Insurance: What You Need to Know

Article Written By: Lauren Hoeffel If you’re wondering whether accident insurance is worth the investment, you’re not alone.   Every year, millions of people face unexpected injuries that come with major financial burdens. At the same time, many are unsure what accident insurance covers, how much it costs, and whether it overlaps with other forms of…

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The Benefits of Term Life Insurance: Why It Might Be the Smartest Financial Move You Make

Article Written By: Lauren Hoeffel If you’ve ever looked into life insurance, you’ve probably heard there are two main types: term and whole life. While whole life insurance tends to get a lot of attention for its savings component, term life insurance remains the most popular choice—for a good reason. So, let’s break it down.…

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Can I Get Life Insurance If I Have a Pre-Existing Condition?

Everything You Need to Know About Underwriting, Options, and Tips for Securing Coverage When you start thinking about protecting your family’s financial future, one of the biggest concerns many people have is:  “Can I get life insurance if I have a pre-existing condition?”  It’s an honest, real-world question—and if you’re asking it, you’re not alone.…

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What Happens to Your Loved Ones If You Die Without Life Insurance?

Article Written By: Lauren Hoeffel Understanding the Real Consequences for Young Adults and New Parents You might be here because you’ve wondered: “Do I need life insurance?” or “What happens to my family if I die without it?”  These are smart, responsible questions—you’re not alone in asking. Whether you’re just stepping into adulthood, starting a…

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The Benefits of Disability Insurance: Protecting Your Income, Peace of Mind, and Future

Article Written By: Lauren Hoeffel Life is full of uncertainties, and while many insure our homes, vehicles, and health, one vital asset is often overlooked—our income. A sudden illness or injury could mean weeks or months without a paycheck for millions of working Americans.   In fact, the Council for Disability Awareness reports that approximately 5.6%…

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The Benefits of Critical Illness Insurance: Protecting Your Finances and Future

Article Written By: Lauren Hoeffel Life can change in an instant. One moment, you are healthy and working toward your goals, and the next, you may find yourself facing a serious illness. It’s easy to think ‘it can’t happen to me’ — and you’re likely right. If you’re in good health, you’re doing your best…

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