Is Your Disability Insurance Enough? As a professional, your ability to work and earn a living is your greatest asset and you should protect it. So, if you have group disability benefits at work or a small supplemental policy, is it enough to protect you in the event of a long-term illness or injury? You…Read More about Is Your Disability Insurance Enough?
Many of us already have life insurance through our job. But did you know that most life insurance offered through the workplace is term insurance? Term insurance through your employer may only protect you only for a specified period of time, and the coverage usually ends if you switch jobs. Always check with your employer to understand the…Read More about Life Insurance through PFP | The Family Security Plan® Provides You With “Living Benefits”
We talk a lot about families and children, but what if you are single? Do you still need life insurance? Life insurance is a smart financial move for everyone, not just families. If you are still unsure, think about these things: Outstanding Debt Unfortunately, if you have any outstanding debt it could be passed on.…Read More about Do You Need Life Insurance if You Are Single?
When budgets get tight it’s easy to start thinking about what you can cut first. For some, life insurance can be at the top of that list. It’s not a tangible item; you can’t see it and you probably don’t think about it daily. Before you cut the cord, think about these things first. It’s…Read More about Feeling Like You Can’t Afford Your Policy?
When I was young, my parents taught me to make smart choices about money. As a child, I collected coins I found, saved my babysitting money and stretched my birthday money to make sure I got the most out of every dollar. These lessons helped me to make one of the greatest financial decisions I…Read More about The Greatest Financial Decision I’ve Made? Joining a Credit Union!
Many question why whole life insurance is a good investment. PFP | The Family Security Plan® does not provide insurance as an investment; instead, it is a necessity. There is no other financial tool that can create instant cash for your beneficiary in the event that the unexpected happens. When it comes to whole life…Read More about Life Insurance Is Not An Investment . . . It Is A Necessity
As a twenty-nine year old, protecting myself from a disability didn’t even make my priority list; I can honestly say that it was not even something I had given a second thought. That was until I listened to Robert’s story . . . It was the most wonderful time of the year. Each year, mid-November,…Read More about Disability Insurance: Protecting Your Way of Life
Born in the mid-1980’s, I am one of approximately 80 million Millennials, or Gen-Yers, living in the United States. Does this generational subset define who I am, my wants and preferences? To a certain extent . . . Yes. There is no denying that the high levels of unemployment and student loan debt coupled with…Read More about Making My Way as a Millennial: Part 1
Everyone is talking about it. And it could happen to you too…Let’s say you get injured this weekend playing sports, exercising or fixing your home/apartment. Even worse, your family was so concerned and it looked so “bad” that you needed to go to the emergency room in an ambulance. It was great to know that…Read More about When Health Insurance Isn’t Enough: High Deductibles Empty Your Wallet