PRICING
Affordable, Flexible Insurance Coverage for Every Stage of Life
Affordable, Flexible Insurance Coverage for Every Stage of Life
We know one of the first questions on your mind is likely, “How much is this going to cost me?” That’s a great question. And like most good questions, the answer depends on a few things.
Protection that fits your life and your budget
Protection that fits your life and your budget
While we can’t provide an exact price without getting to know your situation, we’ve created our FSP Quick Check to make the process easier. It’s a simple way to review the benefits you currently have, helping you understand whether your protection is low, moderate, or high and where you may want to strengthen it.
Understanding Insurance Costs
Understanding Insurance Costs
Each person’s situation is unique. That’s why our prices are tailored just for you.
What does life insurance cost?
The cost depends on you, your age, health, coverage amount, and more. But the good news? It’s probably more affordable than you think, especially when you lock in a plan early.
Average Costs: What Can I expect?
Most people are surprised to learn how little they need to pay each month. We'll walk you through typical price ranges based on real-life scenarios so you can get a clear, upfront idea of what to expect.
Can I customize my plan?
Absolutely. Our team will help you mix and match products to fit your life and budget. Whether you're starting a family, protecting your paycheck, or building lifelong security, we've got a solution that fits.
Why Choose The Family Security Plan?
We make life insurance simple, personal, and accessible. With decades of experience and a heart for service, we’re here to guide you every step of the way.
What does life insurance cost?
The cost depends on you, your age, health, coverage amount, and more. But the good news? It’s probably more affordable than you think, especially when you lock in a plan early.
Average Costs: What Can I expect?
Most people are surprised to learn how little they need to pay each month. We'll walk you through typical price ranges based on real-life scenarios so you can get a clear, upfront idea of what to expect.
Can I customize my plan?
Absolutely. Our team will help you mix and match products to fit your life and budget. Whether you're starting a family, protecting your paycheck, or building lifelong security, we've got a solution that fits.
Why Choose The Family Security Plan?
We make life insurance simple, personal, and accessible. With decades of experience and a heart for service, we’re here to guide you every step of the way.
PRICING
The Bottom Line About Pricing
The Bottom Line About Pricing
We know insurance can feel overwhelming especially when you’re trying to understand what it costs. That’s why we keep things transparent, flexible, and focused on you.
Choose the Right Coverage for you
Choose the Right Coverage for you
Flexible, affordable insurance options built for real people and real life.
Whole Life Insurance
Lifetime protection that builds value over time. Depending on a few factors you can expect to pay anywhere from $13-100 per month.
Term Life Insurance
Affordable coverage for a set period of time. Ideal for those protecting a mortgage, young children, or college plans.
Critical Illness Insurance
Cash when you need it most. Get a lump-sum payment upon diagnosis of a covered condition (e.g., cancer, heart attack, stroke).
Whole Life Insurance
Lifetime protection that builds value over time. Depending on a few factors you can expect to pay anywhere from $13-100 per month.
Term Life Insurance
Affordable coverage for a set period of time. Ideal for those protecting a mortgage, young children, or college plans.
Critical Illness Insurance
Cash when you need it most. Get a lump-sum payment upon diagnosis of a covered condition (e.g., cancer, heart attack, stroke).
Disability Insurance
Protect your paycheck if injury or illness keeps you from working. You can expect to pay somewhere around $40-300 per month.
Accident Insurance
Get paid directly during a hospital stay for covered sickness. Cost ranges from around $25-200 per month.
Hospital Sickness Insurance
Fast help when the unexpected happens. Coverage for injuries resulting from accidents -- on or off the job. You can expect to pay around $14-100 per month.
Disability Insurance
Protect your paycheck if injury or illness keeps you from working. You can expect to pay somewhere around $40-300 per month.
Accident Insurance
Get paid directly during a hospital stay for covered sickness. Cost ranges from around $25-200 per month.
Hospital Sickness Insurance
Fast help when the unexpected happens. Coverage for injuries resulting from accidents -- on or off the job. You can expect to pay around $14-100 per month.
QUESTIONS? WE'RE HERE TO HELP.
Insurance Pricing FAQ's
Insurance Pricing FAQ's
How much does life insurance cost and how is the premium determined?
The cost of life insurance depends on various factors such as the insured’s age, health, and coverage amount. Premiums may be higher for those who are older or have health issues. Premiums may also be based on the type of policy chosen and the length of the policy term.
What determines my rate?
Your premiums are based on your:
- Age: Younger applicants typically enjoy lower rates.
- Health and medical history: A brief health questionnaire helps us find the best fit for you.
- Coverage amount and type: Whole life and term life policies differ in structure and cost.
- Lifestyle choices: Things like smoking or high-risk activities can affect your rate.
How much coverage do I need and for how long?
Determining how much coverage you need and for how long will depend on your individual circumstances, such as your income, debts, and financial responsibilities. A financial professional can help you assess your needs.
Ready to learn more?
Let’s find the perfect fit together.
Fill out the form below and an advisor will be in touch with you within 24 business hours.
