How Much Does Hospital Sickness Insurance Cost Per Month?
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Hospital Sickness Insurance
Hospital Sickness Insurance provides cash benefits that can help you manage out-of-pocket healthcare costs.
Start the Coverage Quiz 
Coverage for unexpected hospital visits
Most people assume their health insurance will cover a hospital stay. It covers some of it. Deductibles, copays, and out-of-pocket costs add up fast. Hospital Sickness Insurance pays you a daily cash benefit for every day you're hospitalized.
$775,000
in benefits paid last year
$2,500
The average daily hospital cost in the U.S. for 2025 is around $2,500 to $3,000 per day.
Source: North American Community Hub Statistics, 2025
Our Features
- Flexible benefits and affordable rates
- Coverage starting at $6 per week
- Immediate coverage
Start the quiz to determine which type of coverage is best for you
Start the Coverage Quiz What is covered
Who is it for
Why it matters
For as little as $6 per week
Protect your family's financial future
Decoration
Hear from real families about real coverage
No one plans on being hospitalized, but when it happened to me, I was grateful I had hospital sickness insurance. The cash benefit helped cover everyday expenses while I focused on getting better instead of worrying about finances.
Why choose FSP?
Trusted for over 50 years
For decades, The Family Security Plan has
helped working families access affordable
insurance protection and financial security.
We're with you every step of the way
We don't just sell you a policy, we're here to
answer your questions and make sure you
feel confident every step of the way.
Simple, affordable, no medical exam
No hoops, no complicated process, just straightforward
protection that's easy to understand and
built around the way real families actually live.
Ready to get started?
Is hospital sickness insurance the right fit for me?
If you’re exploring hospital sickness
insurance, you’re not alone.
Our resources can help you better understand your options and make informed decisions.
Common questions about hospital sickness insurance
Protection you can feel confident about
A hospital stay can be stressful enough without the added worry of unexpected expenses. Hospital Sickness Insurance with The Family Security Plan gave me extra financial support during my recovery, helping me focus on my health instead of my finances. I'm thankful I had that protection when I needed it most.
Recovering from an illness is hard enough without worrying about how you'll pay your bills. Hospital Sickness Insurance gave me the financial breathing room I needed so I could focus on healing and getting back to my family.
When I was unexpectedly admitted to the hospital, the last thing my family needed was additional financial stress. Knowing we had Hospital Sickness Insurance made a difficult time a little easier because we had extra support when we needed it.
