Why Critical Illness Insurance?

Critical Illness Insurance is often forgotten when people think about the type of coverage they need. But did you know it’s actually one of the most important types of insurance coverage you can get? Think about it, approximately 39.6%  of men and women will be diagnosed with cancer at some point during their lifetimes.* That means if you aren’t diagnosed with cancer, odds are you will probably know someone that is.

We often don’t think about what could happen if we were diagnosed with a critical illness. For instance, if you are out of work, how would the bills get paid? It’s important to focus on your recovery and not on your finances. Medical and out-of-pocket expenses can add up quickly.

Critical Illness Insurance pays a lump sum cash benefit directly to you upon the first diagnosis of a covered critical illness. Critical illnesses covered include^¹ heart attack, cancer, stroke, kidney failure, multiple sclerosis, coma, benign brain tumor, ALS (Lou Gehrig’s disease), major organ failure, coronary artery obstruction^², and carcinoma in situ^².  No treatment or hospitalization is required to receive a benefit.

Even with good medical coverage many people find themselves struggling financially or in bankruptcy when faced with a serious illness. Critical Illness from PFP | The Family Security Plan^® can help provide peace of mind for your family!

Written by Kristina Wendell

*https://www.cancer.gov/about-cancer/understanding/statistics
^¹Covered critical illnesses are defined in the policy. Definitions may vary by state, and some illnesses may not be covered in all states.  Refer to state-specific policy details of coverage and conditions. Pre-existing conditions apply.
^²Limited to 25% of the benefit amount.

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Let us help provide peace of mind for your family. For more information about PFP | The Family Security Plan^® and our portfolio of supplemental insurance products, visit our product page or call 855-789-4976 to speak with a dedicated PFP | Family Security Plan^® Representative.