While Michelle commutes to St. Sophia’s Hospital, she reflects on the challenges she faced this year. As a 27-year-old RN, Michelle handles medical crisis every day and helps families deal with their grief and recovery. She never thought that she would need the same support she gave.
Michelle married Jason, her high school sweet heart, about a year ago and was excited to begin her life with him. She was looking forward to starting a family and meeting life’s challenges together. Over the years, Jason managed his chronic asthma, a condition Michelle was aware of and was typically able to assist him when symptoms occurred.
While they were moving into their new apartment in August, Jason became short of breath and felt an asthma attack coming on. Within moments, Michelle called 911 as his vital signs deteriorated. She was soon standing next to a patient as a family member in the same hospital in which she worked. In spite of repeated attempts to resuscitate Jason, he slipped away and Michelle was left alone and in shock. This was not the way her life was supposed to be.
Michelle remembers her discussion with Holly, a PFP | The Family Security Plan® representative, who visited the hospital a year ago. It was during the discussion that Holly made Michelle aware, for the first time, of some important points. She asked Michelle three questions:
Have you thought about how your family would survive on your current savings if a breadwinner passed away?
Are you concerned about the final expenses that would occur when a family member gets sick and dies?
Are you aware that through PFP | The Family Security Plan®, you can insure yourself, your spouse, your children and protect your financial future?
Michelle bought a policy that day on herself and her husband. When she called PFP | The Family Security Plan® following Jason’s passing, she spoke to and empathetic customer service representative who guided her through the steps needed to file a claim and receive the benefit she was paying for. She realizes how valuable the time was she spent with Holly and the meeting she had when she learned about the importance of insurance.
While the grieving period is difficult and painful, Michelle does not have to worry about her financial expenses. The policy helped pay for Jason’s funeral and medical costs. Thanks to the support and guidance she received from the people at PFP | The Family Security Plan®, Michelle can now think about healing and moving forward with her life.
We are here for you and your family!
PFP | The Family Security Plan® Whole Life Insurance was designed for the average wage earner with affordable, permanent protection. Your premiums will not increase and benefit will not decrease unless you choose to do so. In the event of your passing, the proceeds received from your whole life insurance policy are tax-free. Your family will be able to utilize the cash benefit to meet their needs without restriction.
Let us help provide peace of mind for your family. For more information on whole life insurance visit our Whole Life Insurance page or call 855-789-4976 to speak with a dedicated PFP | The Family Security Plan® Representative.
Written By: David J. Sussman Esq. CLU & Robin Fox, RHU, CSA