Summertime and the living is easy . . . isn’t it?

When you think of summer, picnics, flip-flops, lemonade stands, no school, playing outside and summer camp, are just a few of the things that may come to mind!

Summertime and the living is easy . . . isn’t it?

Did you know The National Safe Kids Campaign estimates that “one in four kids ages 14 and younger will sustain an injury that requires medical attention”? (Trimarchia, 2014) What is even more shocking is that 42% of those injuries and or deaths occur between the months of May and August.

As parents and caregivers, there are a number of injury prevention tips to keep in mind as the summer heats up:


1. Protect Them by the Pool

I am sure most of us can remember our parents yelling “Don’t run by the pool”; however, until you become a parent, you may not realize its significance.

  • During the summer months, the risks of unintentional drowning, rises 89% so be sure to keep an eye on your kids at all times during water play.
  • Check your fence! Does the fence surrounding your pool have an alarm to that will alert you when someone enters the pool area?
  • If your little swimmer is just learning to swim ensure that flotation devices are properly secured!

2. Protect Them at the Playground

The warm weather . . . finally, a chance to emerge from hibernation and enjoy the sunshine. Where to go? – The park! Playgrounds and parks not only provide your kids the chance to run around and go on imaginary adventures, it is a great place to interact with other parents and children. Don’t let your child be one of over 205,000 children sent to the emergency room with a playground related injury!

  • Play place safety starts by going through the playground with your child. Take note of any spots that may be too hot and ropes that may seem worn.
  • Talk to your child about what you see and set restrictions on the areas in which they can play. Keep an eye on them at all times to be sure they are listening to instruction.
  • Trust your instincts. If the playground seems worn down and the play areas are not on a soft surface (sand, rubber, etc.), it’s time to find a new playground.

3. Protect Their Heads

  • There are no questions asked when it comes to putting on a helmet before hopping on a bike and going for a ride.
  • The Consumer Product Safety Commission has set standards for helmet safety; therefore, it is important that you purchase a helmet with this safety seal.

4. Keep Them Cool

One thing we all love about the summer is the warm weather; however, how hot is too hot to handle?

  • It is important that you keep your children hydrated in the heat. Keep the water coming and have a stockpile of drinks high in electrolytes (Powerade, Gatorade, etc.) on hand.
  • If the sun is shining, the kids will most likely want to be outside; however, during the hottest parts of the afternoon, it is best to play in a shaded area or go into an air-conditioned space for a break.
  • Be aware of the signs and symptoms of Heat Illness. For more information please visit


As parents, it is our responsibility to take all precautions when it comes to our children’s safety; however, we all realize that accidents happen and, more times than not, are very costly. Do you have a financial plan in place in the event of an accident that leaves your child injured and your hospital bills high?

We recognize that accidents happen. We are here for you!

PFP | The Family Security Plan’s® Accident Insurance give people just like you the ability to pay for any unexpected expenses that result from accidents. For more information on how PFP | The Family Security Plan® portfolio of insurance products can provide financial security to your family, we are here for you.

Let us help provide peace of mind for your family. For more information, visit our product page or call 855-789-4976 to speak with a dedicated PFP | The Family Security Plan® Representative.


Written By: Amanda Keefe


Trimarchi, Maria.  “10 Summer Safety Tips for Kids”  30 June 2010.  12 May 2014.