Protect the Most Important Things

Nurse at work station

Meet Monica: A Registered Nurse who has been a part of the hospital network for six years. What she loves most about her job is that her schedule allows her to be home at night to be with her son.  Monica has sacrificed a lot as a single parent but takes pride in her work and ability to provide for her son.

On New Year’s Day, Monica knew the ER would be packed with patients in need of immediate care.  Little did she realize, that day, she would be among the patients.

On her way to work, Monica had fallen on the ice, tearing tendons in her knee and suffering a concussion. Her injuries were serious and it would take nine months for her to fully recover and return to the job she loved.

It was a long nine months and Monica was grateful that she was afforded the time to focus on healing from surgery.  Even though she was unable to return to work during that time, Monica had money coming in every month to take care of her expenses. A decision she had made years ago ended up protecting her family on that icy New Year’s Day. She protected her ability to earn a paycheck; she protected her income. Monica had money for:

  • Rent
  • Food
  • Utilities
  • Car Payments
  • Transportation for her son
  • Cell Phone Bill
  • Cable Bill
  • Uncovered medical expenses
  • Entertainment

Upon her return to work, Monica spoke with a coworker who asked:

“What made you decide to buy the Disability Insurance you were paying for each month?”

She answered:

“It is a law that every person who wishes to drive must have auto insurance coverage, right?  If you have a mortgage, you must have home owners insurance coverage, right?  Our Government wishes that every American have access to health insurance coverage, right?

There is certainly a lot of pressure on us to have all different forms of insurance, each protecting something different.  If there was something very important to you, shouldn’t you have insurance to protect against something happening?

My income is all I have.  I needed to protect that against something happening to me.  And I did.  So when I was hurt that day, and could not work, I knew I was going to be okay.  Thankfully, I had Disability Insurance. Thankfully, I had PFP | The Family Security Plan® .”

Monica’s answer inspired her friend to call PFP | The Family Security Plan® to speak about Disability Insurance for her own family.

YOU are the greatest asset to your family.  YOUR income is needed for everything you can imagine.

We are here for you!

PFP | The Family Security Plan’s® Disability Insurance gives people just like you the ability to protect your income and standard of living in the event of a disabling illness or injury. For more information on how PFP | The Family Security Plan® portfolio of insurance products can provide financial security to your family, we are here for you.

Visit our Disability Insurance page for more information or call 855-789-4976 to speak with a dedicated PFP | The Family Security Plan® Representative.


Written By: David J. Sussman Esq. CLU

Re-blogged on May 13, 2015.