term life insurance
The Risk of Letting Your Term Policy Lapse — and How to Avoid It
Article Written By: Lauren Hoeffel If your term life insurance policy lapses, what exactly happens—and can you fix it? Or worse, is the protection you counted on now gone for good? It’s a question we hear often, especially from people who set up their policy years ago and assume everything is still in order. But…
Read More about The Risk of Letting Your Term Policy Lapse — and How to Avoid ItWhen Term Life Insurance Might Not Be Right for You
Article Written By: Lauren Hoeffel If you’ve been researching life insurance, you’ve likely come across term life insurance. It’s often pitched as the most affordable and straightforward option. And for many, it is. But what’s usually not discussed—at least not openly—is when term life insurance might not be the best fit. At Family Security Plan,…
Read More about When Term Life Insurance Might Not Be Right for You10-Year vs. 30-Year Term: How Coverage Length Impacts Price
Article Written By: Lauren Hoeffel When buying term life insurance, one of the biggest questions people ask is: “Should I choose a 10-year term or a 30-year term?” It’s a great question—and the correct answer depends on your life goals, budget, and how much financial protection your loved ones need. This article explains the fundamental…
Read More about 10-Year vs. 30-Year Term: How Coverage Length Impacts PriceWhat Happens If You Outlive Your Term Life Insurance?
Article Written By: Lauren Hoeffel If you’re thinking about getting term life insurance or already have a policy, you might wonder: What happens if I outlive my term life insurance? It’s one of the most common questions we hear, and rightly so. After all, you’re putting in years of payments for a safety net, so…
Read More about What Happens If You Outlive Your Term Life Insurance?Life Insurance Isn’t Just for Funeral Costs—It’s for Your Family’s Future
Article Written By: Lauren Hoeffel When most people think about life insurance, one thing comes to mind: funeral expenses. While covering the cost of final arrangements is a valuable function, focusing only on that misses the bigger picture. Life insurance protects your family’s future, not just manages end-of-life costs. If you’ve ever wondered, “Is life…
Read More about Life Insurance Isn’t Just for Funeral Costs—It’s for Your Family’s FutureIs Term Life Insurance Worth It If You’re on a Budget?
Article Written By: Lauren Hoeffel If you’re juggling bills, saving what you can, and still trying to plan for the future, you might wonder if life insurance is a luxury or a necessity. More specifically, is term life insurance worth it when you’re on a budget? This is a smart question—and an incredibly common one.…
Read More about Is Term Life Insurance Worth It If You’re on a Budget?What Affects the Price of Term Life Insurance (And How to Lower It)
Article Written By: Lauren Hoeffel If you’ve ever wondered, “Why does term life insurance cost so much?” or “Is there any way I can pay less for it?” you’re not alone. These are some of the most common questions people ask when considering life insurance—for good reason. Understanding how term life insurance premiums are calculated…
Read More about What Affects the Price of Term Life Insurance (And How to Lower It)The Biggest Mistakes People Make with Term Life Insurance
Article Written By: Lauren Hoeffel If you’re considering term life insurance, you’re already ahead of the game. Term life is one of the most affordable and straightforward ways to protect your loved ones financially. But like any financial decision, making costly mistakes is easy if you don’t know what to watch out for. At Family…
Read More about The Biggest Mistakes People Make with Term Life InsuranceWhy Does Term Life Insurance Get More Expensive as You Age?
Article Written By: Lauren Hoeffel If you’re shopping for life insurance, you’ve probably heard this advice before: “Buy term life insurance while you’re young.” But why does age play such a significant role in pricing? What makes term life insurance more expensive as you age—even if you’re healthy? In this article, we’ll answer that question…
Read More about Why Does Term Life Insurance Get More Expensive as You Age?